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FEE SCHEDULE AS OF FEBRUARY 15 , 2012
Electronic Deposit or Withdrawals
Electronic Deposit or Withdrawals When signing up for any electronic deposits or withdrawals (IRS Returns, Utility Bills, Insurances, etc.) please go to the following link for information: Information Always feel free to contact us if you need verification!! We will be happy to help!!
Wire Transfer Instructions
These instructions are for incoming wires to TruNorth Federal Credit Union. Unless otherwise specified, all wires will go into Savings.
First Credit to:
Central Credit Union of Michigan
ABA# 272478075
Further Credit to:
TruNorth Federal Credit Union
Account# 291172721
Final Credit to:
Member's Name
Member's Account Number
Incoming Wire $0.00
Outgoing Wire $20.00
Foreign Wire $30.00
Electronic Transfer AlternativeWe offer automatic transfers to or from other financial institutions. If you are currently writing us a monthly check from your 'other' financial institution, we may be able to change that! If you are writing monthly checks or making monthly transfers from here to your accounts elsewhere, we may be able to change that! The ability to originate Electronic Transactions between financial institutions is here. Maybe you are sending your college student funds monthly by check - we will be able to send those funds directly from your account here to their account in College Town USA. These transfers can happen on the 3rd, 16th, 25th, every Friday or every other Friday, and will repeat monthly. See Lisa at the main office, or call 906-4851210 ext 209 for more information.
VISA GIFT CARDS and Travel Cards
Gift Cards - It is the perfect gift, because, it lets the recipient decide what they really want. It's prepaid, with all the protection and security features you've come to expect from Visa. With the Visa Gift Card you decide the value between $10 and $500. They cost $2 to purchase. Can't decide what to give? Ask one of our member service representatives about a Visa Gift Card today.
Travel Cards - Take this card on your next vacation. The Travel Card is reloadable in any denomination $100 to $5000. There is $5.00 purchase charge, with a $2.00 fee at reload. Besides travel, these cards may be something to consider for a child away at school or just part of your budget plan. We will be happy to set you up with just the right card. (Both Cards have expiration dates - verify at time of purchase)
VISA Credit Charge Card
Products
Annual Fee No Charge
Over the limit No Charge
Late Payment $25.00
Cash Advance No Charge
Replace lost Card $2.00
ATM CARD
This will allow you access to your funds at our credit union 24 hours a day, 365 days a year and world wide. This card is secure with a PIN number only known to you. Your service starts when you place your card in an Automated Teller Machine, ATM. If this convenience is what you are looking for, ATM Debit Card.
VISA DEBIT CARD
This card looks like a credit card but works like your check because the purchase amount is automatically deducted from your checking account. The VISA Debit Card is the premier card because it is accepted wherever you see the VISA logo. Simply present your card and sign your name, it's that easy. Your option to also use it at ATM's worldwide is still there for cash withdrawals from your accounts. Does this sound like the card you have been looking for? VISA Debit Card and Check.Our VISA Debit Card program has always allowed you access to your funds, with the convenience of a VISA Card. Currently ATMs World Wide bearing a logo from VISA, CIRRUS and Star, can be accessed.
MORE IMPORTANTLY, many major department and grocery stores will have the STAR LOGO at their cash registers. This means you now will have the option to press DEBIT ? enter your PIN ? and request cash back, at no extra charge. Wal-Mart locally allows this feature.
You may still swipe your card, at check outs, as before, by pressing CREDIT. (your PIN will not be required) This new feature will benefit many locally, as well as traveling, to avoid ATM fees, when wanting cash.
Commercial Loans
We offer a variety of loans to meet the needs of local businesses, schools, churches and organizations.
Your credit union can now provide financing for commercial real estate, equipment, vehicles and other business needs. Please contact George, Cheryl, or Toni for details.
Liberty Check Reordering
For your convenience we now offer online reordering of your checks drawn on your Share Draft and Money Market Accounts with us, through the Liberty Check Company. You must have your Liberty Check reorder slip when accessing this product, it is not based off of your account number.
Your form is on the second to last pack in your current box of checks. When you are ready to shop for new checks, our Online Ordering button can be found in our Home Teller Area.
VISA Gift Cards
VISA CU Money/Travel Cards
Money Orders
Teller Checks
Coin Sorter
Night Depository
Direct Deposit
Automatic Transfers
Drive Thru Service
Notary
Signature Guarantee
Stamps
Savings Bonds Redeemed
Regular Savings
Checking
Money Market--$500.00 min.--optional check writing privileges
Holiday and Vacation Clubs
IRA
Certificates--$500.00 min.
Kirby Club New Born through 12 years
CU Succeed 13 through 17 years
Save To Win See us for Details
Credit Services
VISA Charge Card - With a low 11.9% annual interest rate and a 25 day grace period on purchases, you can’t go wrong. Earn Bonus Points with every dollar you spend on your credit card and redeem them for gifts and travel awards. This card is accepted world wide and has no annual membership fee. Apply today
Loans
Business Loans
Automobiles
RV's
Motorcycles
Boats
Campers
Snowmobiles
Home Equity
Mortgage
Any Purpose
